At SIDDYAZH ENTERPRISES, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, and safeguard your data.
Information We Collect
We collect information that you provide directly to us, including:
- Personal identification information (name, address, email, phone number)
- Financial information (income, employment details, bank account information)
- Documentation for loan processing (ID proofs, address proofs, income statements)
- Credit history and credit scores
- Information about your loan preferences and requirements
How We Use Your Information
We use the collected information for the following purposes:
- Processing and evaluating your loan applications
- Verifying your identity and preventing fraud
- Communicating with you about our services and your applications
- Improving our services and customer experience
- Complying with legal and regulatory requirements
- Conducting credit checks and risk assessments
Data Security
We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. This includes:
- Encryption of sensitive data during transmission and storage
- Secure servers with restricted access
- Regular security audits and updates
- Employee training on data protection practices
- Strict confidentiality agreements with third-party service providers
Information Sharing
We may share your information with:
- Credit bureaus for credit assessment purposes
- Financial institutions and lending partners for loan processing
- Government agencies as required by law
- Service providers who assist us in our operations (subject to confidentiality agreements)
We do not sell your personal information to third parties for marketing purposes.
Your Rights
You have the right to:
- Access and review your personal information
- Request corrections to inaccurate or incomplete data
- Opt-out of marketing communications
- Request deletion of your data (subject to legal requirements)
- Withdraw consent for data processing (where applicable)
Cookies and Tracking
We use cookies and similar technologies to enhance your browsing experience, analyze website traffic, and personalize content. You can control cookie settings through your browser preferences.
Data Retention
We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, and resolve disputes. Loan application data is typically retained for 7 years as per regulatory requirements.
Updates to This Policy
We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of significant changes through our website or via email.
Contact Us
If you have questions about this Privacy Policy or wish to exercise your rights, please contact us at:
Email: ayappan802@gmail.com
Phone: +91-9840674314
Proprietor: Mr. Ayyappan
Address: No. 20, Annai Illam, Randran Nagar Main Road, Keelkattalai, Chennai – 600117